Early Examples of Homeownership is a report that compiles data collected from 1994-1996 on 14 early homeownership initiatives in 12 states across the country. It contains information on how programs were identified, information was gathered, and organizations were selected for participation in the study. The report discusses creative strategies used by these programs, funding sources used in homeownership efforts, and an overview of outcomes from the 14 initiatives, as well as flexible underwriting guidelines used. Information in this report may be useful for people with disabilities or others with low income who wish to become homeowners, as well as for family members and service providers who offer assistance with this process. The report may also be helpful to industry professionals, such as lenders, realtors, builders, and individuals with an interest or involvement in the homeownership initiative.